Sitio do Ramalhete, Praia da Luz, Algarve, Portugal. - Hero Image
Sitio do Ramalhete
Praia da Luz | Algarve

A Testament to

Villa Genius

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Fernando Graça
Fernando Graça
Presented At
€595,000
Bedrooms
2
Bathrooms
1
Living
1,400
SQM
High Ceiling
Stone Countertops
Air Conditioning
Washer Dryer
Jacuzzi
Terrace
Balcony
Pool
Water View
Oceanfront
Waterfront
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Sitio do Ramalhete, Praia da Luz, Algarve, Portugal. , Praia da Luz , Algarve

Renovated House, 2 Bedrooms, Luz

RENOVATED HOUSE, 2 BEDROOMS, LUZThis fully renovated villa has a privileged location in a quiet area, just a few metres from the stunning Luz beach.Enjoy excellent sun exposure on the south-facing patio with a pool, where you can relax and enjoy some time outdoors. In addition, there is a second patio facing north, offering more leisure options. The villa also offers stunning sea views, making every day even more special. The kitchen is functional and equipped with new appliances, all electric, providing practicality in your day-to-day life. The bedrooms have built-in wardrobes, offering space and organisation.With the renovation, the use of gas in the house was eliminated, and it is 100 per cent electric.For added convenience, the villa includes an on-street parking space, located at the entrance to the property.The location is very convenient, situated in a quiet area with various amenities close by, such as restaurants, supermarkets, and a pharmacy, among others, providing facilities for your daily life.This is a unique opportunity to live in comfort and style in stunning surroundings.We work with excellence throughout the property sale and purchase process, including promotion through the use of specialised marketing tools, credit intermediation and management of the entire bureaucratic cycle, both for clients and properties. By being present and in communication with all the organisations involved, we are able to guarantee a swift and problem-free conclusion.As Credit Intermediaries, certified by the Bank of Portugal, we offer a free Credit Intermediation service that allows you to create or transfer a mortgage with the guarantee of obtaining the best market conditions for your specific situation.Century21 in Portugal has more than 220 branches and we are part of the largest real estate network in the world, with more than 14,000 branches in 90 countries and more than 150,000 property consultants focused on finding the best solution for our customers.Come and visit us and meet our team of professionals.

Gallery

3D Street View Tour

Map showing Sitio do Ramalhete, Praia da Luz, Algarve, Portugal.

Property Location

Sitio do Ramalhete, Praia da Luz, Algarve, Portugal., Praia da Luz Algarve

Local Weather & Climate

Praia da Luz, Algarve

Current Conditions Updated recently
58 °F
Overcast clouds
Feels Like 58°F
Humidity 92%
Wind 12 mph
Visibility 6.2 mi
Sunrise 6:38 AM
Sunset 6:46 PM
5-Day Forecast
Sat 21 Mar
Clouds
High 61°
Low 57°
Sun 22 Mar
Clouds
High 62°
Low 55°
Mon 23 Mar
Clouds
High 66°
Low 56°
Tue 24 Mar
Clouds
High 62°
Low 57°
Wed 25 Mar
Clouds
High 62°
Low 54°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Praia da Luz?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Portugal)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Praia da Luz. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $59,500,000 20% down ($11,900,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$5,113
$5,113/day
Your home may appreciate while you sleep
$35,888/week $155,515/mo $1,866,180/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$32.7M
vs
OWN 📈 +$46.4M
$46.4M Potential Equity
vs $32.7M lost to rent over 10 years
$11.9M Down Payment Growth
3.9x
10yr
$46.4M
8.1x
20yr
$96.2M
12.6x
30yr
$150.3M
Wealth Comparison
×358
Equivalent to 358 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $150.3M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $70.1M +18%
Market $81.0M +36%
Optimistic $93.5M +57%
$46.4M est. equity
20 Years
Conservative $82.5M +39%
Market $110.3M +85%
Optimistic $146.9M +147%
$96.2M est. equity
30 Years
Conservative $97.2M +63%
Market $150.3M +153%
Optimistic $230.9M +288%
$150.3M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Sitio do Ramalhete, Praia da Luz, Algarve, Portugal features 2 bedrooms with 1,400 square feet of living space.
This property offers 1,400 square feet of living space.
This property is listed at $59,500,000, which equals $42500 per square foot.
Based on current market indicators, Praia da Luz shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Praia da Luz, Algarve. The property is situated in an established neighborhood with convenient access to local amenities and services.
Fernando Graça

Fernando Graça

CENTURY 21 Universe

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CENTURY 21 Universe

CENTURY 21 Universe

CENTURY 21 Universe

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